Compare · vs Square · verified August 2026

Square wasn't built for what you sell.

Square's terms, updated July 2026, let it terminate any account at any time for any reason and hold funds in reserve at its sole discretion, and merchants in vape and tobacco report exactly that. PandazPOS was built behind the counter of a shop the big processors would rather not talk to. We bring you on knowing exactly what you sell, so nobody discovers your inventory six months in.

Any reason.
Any time.
Square's payment terms, section 37, updated July 30, 2026: Square may terminate your use of the payment services at any time, for any reason. Section 14 lets Square hold a reserve it can raise or extend in its sole discretion.
$1,189
THEIR REGISTER KIT, SOLD SEPARATELY · PER SQUARE'S PUBLISHED SHOP PRICING, AUGUST 2026
$0
SUNMI + DEJAVOO COUNTER HARDWARE, ON US
$49/mo
THE PLUS PLAN LOYALTY REQUIRES, PER LOCATION · PER PUBLISHED PRICING, AUGUST 2026
Included
CROSS-STORE LOYALTY, ONE BALANCE EVERYWHERE
2.6% + 15¢
POSTED CARD-PRESENT RATE, FREE PLAN · AUGUST 2026
In writing
RATES QUOTED PER MERCHANT AND AGREED UPFRONT
The rest of the ledger
Vape and tobacco
Their terms prohibit remote sales of age-restricted products and reserve termination at any time; merchants in these verticals report deactivations.
Boarded on purpose. Your business is disclosed and reviewed for exactly what it sells before your first sale.
Account stability
Reserves may be required for any reason and raised at Square's sole discretion, per section 14.
Terms you read before you sign. No surprise review months in.
Who picks up
Ask who answers at their size; get a name before you sign.
Our own crew, not outsourced.
Square figures are read from Square's published pricing and payment terms, August 2026, and change when Square changes them. Our column is put in writing before you sign. Sources on request: [email protected]
The questions everyone asks

Ask us what you'd ask them.

Q.1
"You're new."
True. PandazPOS is the new name. The platform under it already runs 175+ stores under an earlier brand, and the founder rings sales on it at his own shop every day. You are not beta testing.
Q.2
"Free hardware sounds like a catch."
The terminals are on us while you process with us. No lease, no rental line on your statement. Ask it on the demo call and we'll walk you through the exact terms.
Q.3
"Switching sounds painful."
Setup and menu migration are free and done for you. Your old register keeps ringing until the day the new one takes over.
Book a 15-minute demo. Bring your current statement; we read it line by line.

More reading: Does Square allow vape and tobacco sales? · The Counter Guide · The free hardware, itemized